Travel Insurance protects you in the event of an illness or injury when traveling outside of your country of residence. It provides key medical benefits in case of an emergency.
Traveling abroad is an exciting experience, but unpredictable illnesses and accidents can happen. Even worse, the resulting medical bills can be overwhelming. The level of international medical coverage provided by your domestic insurance provider can vary greatly depending on your plan, so you may have very limited coverage or no coverage at all. A travel insurance plan can provide the coverage you need.
Wherever your travels take you, you deserve better travel insurance coverage to protect both domestic and international trips. Whether you’re taking a safari, studying abroad with a student travel program, or taking that family vacation that you’ve always dreamed of – you need very deserving coverage.
A full line of travel insurance may provide varying levels of coverage for trip cancellation, baggage delay, trip interruption, medical benefits, and many other travel-related events and expenses. These plans are designed to protect you from financial losses should something unsuspected happen before or during your trip.
Do I need travel insurance?
- You could be planning a physically demanding adventure; you ought to protect yourself with befitting travel insurance. Physical activity can be as low impact as walking across the pool to grab your sunscreen. You could slip, fall, and have a broken arm.
Or maybe you are going on a mountaineering or cycling holiday. The last thing anyone wants is to get hurt while on a trip of a lifetime – but it does happen.
- Could you afford to lose your non-refundable, pre-paid travel expenses in the case of your trip being canceled due to an unforeseen event (ex: the death of a family member)?
- Are you traveling to a destination that may be affected by severe weather?
- If you were to get sick or injured on the trip, would you be unable to pay out of pocket for the necessary healthcare?
- If your flight is delayed or canceled, would you seek reimbursement for the inconvenience and additional charges such as change fees?
- If your luggage is lost or stolen, could you afford to replace the missing baggage or personal effects?